Free account
Open a free digital dollar account in minutes, right from your phone. No paperwork, no branch visits.
How Lustum works
- A free digital Visa card
- A digital dollar account, set up in minutes
- Full ownership of your funds
- Instant and free international transfers
Dollar access for all, in every country
Save in dollars
Access the world’s most trusted currency. Shield your savings from inflation and currency volatility.
Spend anywhere
Virtual Visa card, ready in seconds. Apple Pay. Google Pay. Accepted by 80M+ merchants in 150+ countries.
Get started in minutes.
- Install the app from Google Play or App Store
- Get your digital Visa card
- Start holding and spending digital dollars
“Half the world earns in currencies that lose value every month. We think that is a problem worth fixing.”
What your bank promised. What we delivered.
Instant transfers without hidden fees
Transfer money to family or friends abroad for less. Your dollars arrive in seconds, not 3–5 business days.
Stop losing 8% on every paycheck
Receive payments from your clients in New York, London, Dubai – anywhere. Get paid in dollars. Spend in dollars.
Skip the bank. Keep the dollar
Bank accounts come with fees, paperwork, and rejection. No one sits between you and your Lustum USD account.
Trust the world’s reserve currency
Deposit pesos, naira, rupees, rials, shillings – anything you earn in. Convert to dollars at a fair rate, automatically.
Why choose digital dollars?
Digital dollars (USDC) are designed to always maintain a 1:1 value with the US dollar, backed by real cash and US Treasury reserves. A regulated company manages the reserves and publishes independent reports confirming they match what’s in circulation.
Digital dollars let anyone protect their money’s value, send or receive it quickly across borders, and spend it easily, all without needing a traditional bank account, credit check, or paperwork.
- 1:1 value with the US dollar
- Protect the value of your money
- Send or receive money quickly across borders
Who actually holds your funds?
Your money is held in an account that only you control. Lustum can’t freeze it, access it, or use it, and neither can any bank or government.
Pay anywhere with confidence
Virtual Visa card, ready in seconds.
Instantly available
Get your card in seconds
Top up
Add funds by card, Apple Pay, Google Pay or crypto
Google Pay
Pay with Google Pay or Apple Pay, QR code or P2P
Accepted by
80M+ merchants in 150+ countries
“Half the world earns in currencies that lose value every month. We think that is a problem worth fixing.”
FAQ
Lustum is a borderless USD account. Hold dollars, send them globally with no fees, spend with a virtual Visa, and earn up to 20% APY on your balance.