Save in dollars
Access the world’s most trusted currency. Shield your savings from inflation and currency volatility.
Dollars. Without Borders.
- Transfer money globally without hidden fees.
- USD account in seconds. Virtual Visa included.
- Earn up to 20% APY on your savings.
- No bank account needed.
Download now
The Dollar Doesn’t Care Where You Were Born
Spend anywhere
Virtual Visa card, ready in seconds. Apple Pay. Google Pay. Accepted by 80M+ merchants in 150+ countries.
Earn while you save
Outpace inflation on every dollar you hold. No lockups. Access your money at any time.
What your bank promised. What we delivered.
Instant transfers without hidden fees
Transfer money to family or friends abroad for less. Your dollars arrive in seconds, not 3–5 business days.
Stop losing 8% on every paycheck
Receive payments from your clients in New York, London, Dubai – anywhere. Get paid in dollars. Spend in dollars.
Skip the bank. Keep the dollar
Bank accounts come with fees, paperwork, and rejection. No one sits between you and your Lustum USD account.
Trust the world’s reserve currency
Deposit pesos, naira, rupees, rials, shillings – anything you earn in. Convert to dollars at a fair rate, automatically.
“Half the world earns in currencies that lose value every month. We think that is a problem worth fixing.”
A world full of problems. One fix.
Priya
Remote Developer · Manila
Priya is a developer in Manila working for a US startup that pays in USDC. She would usually cash out through an exchange, wait for bank settlement, and navigate Philippine regulations every time she needed money. Now she receives a salary directly to Lustum, generates high yield on her savings, and only converts when she needs local cash.
Amara
Freelance Designer · Lagos
Amara is a Nigerian graphic designer with clients in Europe and the US. Getting paid used to mean waiting a week for a wire transfer, losing 8% to her local bank, and watching the naira eat the rest. Now clients pay directly into her Lustum account and she spends with her Virtual Visa online and in-store without ever touching naira unless she wants to.
Diego
Expat · Caracas → Madrid
Diego moved from Caracas to Madrid two years ago. Every month, he sends money home to his mother, losing 5-7% navigating remittance services with hidden fees and terrible rates. Now he sends USD to his mother's Lustum account in seconds. She spends it with Virtual Visa locally without friction.
Fatima
E-commerce Founder · Cairo
Fatima runs an online beauty brand from Cairo, selling across the Gulf and getting paid in USD. Egyptian banks used to force every payout into pounds at brutal rates and freeze her dollars for days. Now her revenue lands in Lustum, she pays suppliers and ad platforms directly in dollars, and only converts to pounds when she chooses.
Built for the world the banks abandoned
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120+
Countries
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30+
Currencies
FAQ
Lustum is a borderless USD account. Hold dollars, send them globally with no fees, spend with a virtual Visa, and earn up to 20% APY on your balance.
Pay anywhere with confidence
Virtual Visa card, ready in seconds.
Instantly available
Get your card in seconds
Apple Pay
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Google Pay
Pay with Google Pay
Accepted by
80M+ merchants in 160+ countries
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