Free account
Open a free digital dollar account in minutes, right from your phone. No paperwork, no branch visits.
Open a free digital dollar account in minutes, right from your phone. No paperwork, no branch visits.
Access the world’s most trusted currency. Shield your savings from inflation and currency volatility.
Virtual Visa card, ready in seconds. Apple Pay. Google Pay. Accepted by 80M+ merchants in 150+ countries.
Outpace inflation on every dollar you hold. No lockups. Access your money at any time.
“Half the world earns in currencies that lose value every month. We think that is a problem worth fixing.”
Traditional banks
International transfer fees
5–8% hidden
International transfer fees
Near zero
Speed
3–5 business days
Speed
Seconds
Savings
0.5% APY
Savings
Up to 20% APY
Account control
They hold it
Account control
You hold it
Currency risk
Fully exposed
Currency risk
Dollar-denominated
Requirements
Credit check, paperwork
Requirements
A smartphone
Lustum is a borderless USD account. Hold dollars, send them globally with no fees, spend with a virtual Visa, and earn up to 20% APY on your balance.